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#93956 - 10/31/06 09:56 AM
Re: Retire or not Retire? That is the question.
[Re: Edelweiss]
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Registered: 10/14/06
Posts: 180
Loc: Stars Hollow
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I can appreciate your situation. My house was on the market and I had a buyer who, in July, changed his mind. There has been little to no interest now, in this depressed real estate market. I'm not sure the situation is the same in Germany, but perhaps so. And I'm guessing that's why you're working without seeing much of a return.
Do you possibly have a hobby that you can ratchet up into a money maker? This might add some excitement to your days and bring in some income as well.
Many of my friends don't have the option of retiring - we all talk about "pushing it into high gear in our later years", instead of having the luxury of retiring.
If you and your hubby can work out a plan so that you will be okay, financially, and you have enough shared interests to keep you busy, then by all means enjoy your retirement!
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#93958 - 10/31/06 03:50 PM
Re: Retire or not Retire? That is the question.
[Re: Dancing Dolphin]
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Da Queen
Registered: 07/02/03
Posts: 12025
Loc: Alabama
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Since my company "retired" me, I didn't have much choice after 25 years. But I can honestly say that one becomes very creative when one has to...
Hobbies are great things to generate extra income, but if money isn't a DAY TO DAY issue, but may take away from some luxuries, then I might suggest figuring up what you think you would "miss out on" if you retired and figure what that cost would be... then find something in your life you do "now" that you could forego in order to set that moola aside for the luxury. It is workable...
Another thing I might add is that I have found (and this isn't necessarily true for everyone) that the things I thought I would "miss," I haven't. My lifestyle hasn't changed much except I am busier than I've ever been in my life!
If you think you can't make extra money, think again. There are TONS of ways! I don't know about Germany, but here in the States, we can save up papers and junk mail, and sell it back to the recycle centers. If you have enough, you can make as much as $300.00 a weekend. Just one example. I have done this, but I know someone who has. As a matter of fact, he made it into a "side" business after it took on a life of it's own. He now goes around his neighborhood, and other ones, and collects their newspapers and other junk mail, and then takes it to the recycle center and sells it. The people who had the papers are grateful for his FREE pickup service, and he is grateful for the FREE papers.
Make a list of what you do now Make a list of what you think you would miss
You might be surprised!
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#93961 - 10/31/06 07:49 PM
Re: Retire or not Retire? That is the question.
[Re: TVC15]
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Registered: 10/14/06
Posts: 180
Loc: Stars Hollow
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Oh, Hannelore...you have a FINISHED novel - You already can call yourself an author, my dear, because you ARE! Sometimes things happen in strange ways. Perhaps this is the "push" that you needed to publish your book. Wishing you the best of luck!
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#93963 - 10/31/06 10:02 PM
Re: Retire or not Retire? That is the question.
[Re: Anno]
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stranger
Registered: 07/07/06
Posts: 17
Loc: usa
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Here's an article of interest. Are Baby Boomers better off taking early retirement offers? October 30, 2006 - As companies look to cut back on payroll, some baby boomers are being offered buyouts by their companies. Is it a good idea to take early retirement, or do boomers need to explore their options? When the Washington Post offered a buyout to . . . . http://www.wistv.com/Global/story.asp?S=5608629-------------------------
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