If you are having to help your parents or grandparents deal with the financial end of medical problems you need to know about their Medicare plans and whether or not they have a supplement. If they do not have a supplement a long term illness could really dig into their saving. Here is a good spot for information if anyone needs it. This is for U.S. Medicare so I am not sure if it is the same if you do not live there.
medigapcosts.com