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#212129 - 04/14/11 09:47 PM Save or spend?
chatty lady Offline
Writer

Registered: 02/24/04
Posts: 20267
Loc: Nevada
Since we have hit such rough times do you find yourself being more frugul? Do you simply look at things you once would have just picked up and bought? Do you want less now, or just tell ytourself you do, and keep the cash? I was just wondering if anyone has changed their spending habits the way I have.
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#212175 - 04/16/11 03:59 PM Re: Save or spend? [Re: chatty lady]
Anne Holmes Administrator Offline
Boomer in Chief

Registered: 03/11/10
Posts: 2814
Loc: Illinois
One thing I've noticed when shopping for groceries, is that I am seeing more people shopping with a LIST and/or with coupons or the grocery store's ads, showing all the specials.

I think more people are reining in their potential for impulse buying this way.

I've always grocery shopped with a list and a pen to check things off as I buy them. But I haven't been previously aware of so many other people doing this.

Of course, it doesn't stop me from considering an impulse purchase if I run into something NOT ON THE LIST which is a fabulous find. But my mother always taught me to question any impulsive purchase with three questions:

1) Do I want it?
2) Do I need it?
3) Is there something else that would better resolve the need?

That seems to work pretty well...
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#212248 - 04/21/11 10:46 AM Re: Save or spend? [Re: Anne Holmes]
Cookie Offline
Member

Registered: 06/02/06
Posts: 753
Loc: USA
I haven’t changed my spending habits too much because I have always been frugal. I have always watched my money closely—had too! Money was/is too hard to work for to be wasteful. We lived/live on a budget and stuck to it. I was always taught you don’t buy things unless you can pay for it. The only thing that we took loans out on was homes and cars. Everything else I would save for.

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#212249 - 04/21/11 10:52 AM Re: Save or spend? [Re: Cookie]
yonuh Offline
Member

Registered: 06/14/06
Posts: 2410
Loc: Arizona
I haven't changed my spending either. When I need something, I almost always comparison shop if it's something other than groceries. Even for groceries I look for what's on sale or has coupons. At the Co-op where we shop there are different things on sale every month so we usually stock up on the sales items that we know we will use. We bought a case of laundry detergent that was on sale and got an additional 10% case discount - I'm still using it and we bought it about a year ago. We also get case discounts on the dog food we buy at the feed store. Every little bit helps!
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#212601 - 05/04/11 06:12 PM Re: Save or spend? [Re: yonuh]
chatty lady Offline
Writer

Registered: 02/24/04
Posts: 20267
Loc: Nevada
Heard on the news that less and less people are spending money and more are saving whatever they can on food and other items. With so many out of work or working for less than they made before what do the economists expect? I think very hard before buying anything not truly needed. Plus all the prices are higher now so even if spending the same it would seem like less.
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#212909 - 05/17/11 09:11 AM Re: Save or spend? [Re: chatty lady]
jabber Offline
Member

Registered: 02/17/05
Posts: 9522
Loc: New York State
I generally shop with a list, if I don't forget the darn thing and leave it at home. I cut out coupons, the ones that require purchasing only one of a given item and not 2 or 3. I look for clothing sales at high end stores, thinking the quality is better and they'll last longer. And I try to fill the car when the gas station has 5 cents a gal off, on weekends'n Wednesdays. But these aren't really changes. I've always done these things.
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#212915 - 05/17/11 03:44 PM Re: Save or spend? [Re: jabber]
yonuh Offline
Member

Registered: 06/14/06
Posts: 2410
Loc: Arizona
I just went clothes shopping at one of my favorite thrift stores; the selection is less and the prices are higher. I think more people are holding on to things longer and buying used as much as possible.
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#212917 - 05/17/11 04:12 PM Re: Save or spend? [Re: yonuh]
Anne Holmes Administrator Offline
Boomer in Chief

Registered: 03/11/10
Posts: 2814
Loc: Illinois
Are most of the clothes there sold on consignment?

Guess we need to get the word out that people can make some money by cleaning out their closets and selling their unneeded "stuff."

NABBW Associate Barb Tobias buys all her clothes at thrift stores, garage sales and etc., then sells them again when she is done with them. She blogs about this frequently. Here's her latest post: Thrift Shopping
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#212918 - 05/17/11 04:20 PM Re: Save or spend? [Re: Anne Holmes]
yonuh Offline
Member

Registered: 06/14/06
Posts: 2410
Loc: Arizona
Some are consignment, but most operate on donated items, and the money made goes to a charity. The Humane Society where I work opened a thrift store a few months ago; everything sold there is donated and we get the profit, if any. There's also GoodWill, Salvation Army, and a couple of other thrift stores here in town who support Veterans, Boys and Girls Clubs, and other non-profit groups with the proceeds from their sales. The consignment stores are quite picky on the clothes they will accept; most of mine I just donate when I'm done with them.
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#212935 - 05/18/11 04:42 AM Re: Save or spend? [Re: yonuh]
Mountain Ash Online   content
Member

Registered: 12/30/05
Posts: 3026
In Scotland certain Charity (thrift) shops receive "goods in kind" which are left overs or less popular items from High Street shops. The cost is well below shop price but a little more than privatly donated goods.These items are good quality always unworn and may be one season out of fashion.But when we buy clothing it lasts well past one season..Childrens clothing in particular is donated like this.It certainly makes sense for a young family to look first in these thrift shops.
Many times when a clothing company folds (sadly in the present economy quite often)these thrift shops have large donations.
Many shops also advertise for donations of unwanted Christmas gifts and people respond very well.
I am always saddened when I see that a house clearance has meant that the personal treasures are for sale..obviously well loved items...sometimes even framed photographs which are bought for the frame only...but then I realise that at least items are recycled and not used in landfill.Puts into perspective what is important..
I do donate what is unused rather than clutter my home..

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