Hi all, I'm missing my BWS friends. I want to read and respond to everything but I don't have the time. yes, the exam is hard. It is not that the concepts are so difficult but that the questions are poorly worded and convoluted. I have another week and a half of school/study, then on to take the exam. In the next week or so I will be interviewing with brokers to see what agency I want to go to. Talk with you all soon! L