I'm on the Safety Committee at work and each month there is a W/C report. All accidents at work are supposed to be reported. A form must be filled out no matter how trivial it seems. (Of course, I too am forever bumping into things in the mail room, etc. and couldn't possibly fill out a form every time I bump or bang something.) HR is supposed to report them to the insurance company. Lost time cases are the ones they worry about, but our insurance costs are based on the total amount and frequency of accidents.

Mrs. is right about being careful what you put on an application.