Some young adults just need more help than others. Dee, I know your husband has already decided not to let his son come live with you, but I just want to add a couple more thoughts.

I’m not saying give him everything, but even if he is 25…so what. My kids were still terribly immature at 25, and spent their money on all the wrong things as well.

My husband and I totally overestimated our son. It took us some time to recognize the fact that he needed our guidance in how to budget and get back onto his feet. Now he’s earning more than we are. So helping your child doesn’t mean he will be forever dependent on you.

I think I’m the odd ball in this group, but I believe that if you don’t have family to help pick you up, then you are poorer off than the poorest family that would share their last slice of bread with you.