The best bank I have found Dancer and have used since 1990 is Wells Fargo. Their banking online is so simply and they seem to always be helpful and right on the ball. I'm sure they have branches in Arizona. I also use Nevada state but think they may just be in Nevada... I always save all my receipts no matter what!
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Take a peek at my BLOG:

http://charleen-micheles.blogspot.com/