Dotsie, Shazam is free.. the iPhone applications are mostly free or of minimal cost. you pay a onetime fee to purchase them and then you own them and download them to your phone and you use them forever.

The Lists application I have has 10 lists that it comes with and you can create as many as you want, groceries, music, cards, budget, movies, to do, gifts, books, etc. It costs 7.99

Yes, I think the AT&T bill is probably more expensive than other plans. my husband's was around 88 a month (that's the lowest minutes and stuff). Now, we're adding my plan to his.

Yes, my iPhone is also an iPod. So, I can load all of my music on it and listen to it.

I can also access my e-mail and can use Safari to browse the Internet.

Oh, and it is a phone too! :-)